HUMAN CAPITAL DEVELOPMENT PLANNING 2025 EDUCATION AND EMPLOYMENT INNOVATION IN THE DIGITAL ERA. International Journal of Applied Economics, Banking and Management, [S. l.], v. 2, n. 3, p. 269–275, 2025. Disponível em: https://ejournalarsypersada.com/index.php/economics/article/view/122. Acesso em: 4 feb. 2026.