THE ROLE OF DIGITAL FINANCIAL INCLUSION IN DRIVING VILLAGE ECONOMIC GROWTH: A QUALITATIVE STUDY OF THE VILLAGE COMMUNITY OF BAH TANGAN, SIMALUNGUN REGENCY
Keywords:
digital financial inclusion, economic growth, digital literacyAbstract
This descriptive qualitative study analyzes the role of digital financial inclusion through services like mobile banking, e-wallets, and QRIS— in promoting economic growth within the Bah Tangan Village community. The research findings indicate that the use of digital services significantly facilitates transactions, accelerates cash flow, and expands market access, which in turn enhances business productivity and household financial management. Despite facing challenges, digital financial inclusion proves to be a crucial factor in boosting local economic efficiency, inclusivity, and adaptability. Therefore, the study suggests that improving digital literacy and access to technology-based financial services is an effective strategy for promoting more inclusive and sustainable economic development, serving as a vital reference for stakeholders designing educational programs and infrastructure
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